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Airtime, data and bill payments

Everything you pay for, from one wallet.

Top up your Ayamaz wallet by bank transfer, then buy airtime and data, pay for electricity and cable TV, and get WAEC PINs. Every purchase has a reference and a receipt.

Works with MTN, Airtel, Glo and 9mobile.

What happens after you confirm
  1. You confirm with your PIN

    The amount is reserved in your wallet.

  2. Sent to the provider Pending

    We wait for the provider to confirm.

  3. Delivery confirmed Successful

    You get a receipt and a reference number.

  4. Provider confirms a failure FailedReversed

    The reserved amount returns to your wallet.

Why Ayamaz

Clear about the price, and about what happens next

See the price first
Every purchase shows the exact amount you will be charged before you confirm.
One wallet for everything
Top up by bank transfer to your own account number, then pay for any service from the same balance.
A PIN on every purchase
Your 4-digit transaction PIN confirms each purchase. Biometric unlock is available on supported phones.
A record of every purchase
Each purchase has a reference and a receipt you can share, and stays in your transaction history.

How it works

From sign-up to receipt in four steps

  1. Step 1: Create your account

    Download the app and sign up.

  2. Step 2: Top up your wallet

    Transfer from any bank app to your account number.

  3. Step 3: Choose a service

    Airtime, data, electricity, cable TV or exam PINs.

  4. Step 4: Confirm with your PIN

    Get your result and a receipt.

Read the full guide, including what happens when a purchase fails →

Topping up for a team or a list?

Send airtime or data to up to 100 numbers in one batch, and track how many were delivered, failed or are still pending.

See bulk top-up

If something goes wrong

Every purchase has a status you can check

Providers sometimes fail or reply slowly. Here is what each status means and what to do.

Pending

The provider has not replied yet. The amount stays reserved in your wallet and you are notified when it finishes. Do not buy again while it is pending.

Failed

The provider confirmed it could not complete the purchase. The reserved amount is returned to your wallet automatically.

Successful, but not received

Report it with the reference from your transaction history. We check with the provider and, if it was not delivered, credit your wallet.

How each case works →Refund Policy →

Ready to simplify your everyday payments?

Get the app, top up your wallet and make your first purchase.